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Ofgem price cap January 2026 = £1,758 per year (typical medium household, Direct Debit, dual fuel)
Regional variation examples (medium household)South East / London → usually £30–£80 higher Scotland / North East → usually £20–£60 lower Northern Ireland → completely separate market
Prepayment meter average ≈ 8–12% higher than Direct Debit
If your annual bill projection is >£1,900–2,000 on medium usage → almost certainly worth comparing.
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